The stock thing shouldn't matter right as long as the stock doesn't fall a bunch. If it stays stagnant like MSFT did for some 10 years that'd be fine because in

The stock thing shouldn't matter right as long as the stock doesn't fall a bunch. If it stays stagnant like MSFT did for some 10 years that'd be fine because in this scenario you're vesting your shares every quarter not speculating on them growing in value over time since you can't predict how the company's stock will do any better than you can any other stock (otherwise you'd be the richest person in the world being able to reliably know when companies were going to fare well or not and where their stock prices would go).