4 ms·

I think it's more like an omni-channel tsunami of fraud on all possible channels that has been gaining speed for a long time and appears to be increasing with a

by zgluck 3y ago

I think it's more like an omni-channel tsunami of fraud on all possible channels that has been gaining speed for a long time and appears to be increasing with an exponential growth rate. The worst frauds still happen over phone and involve banking and old people.

kitsunesoba 3y ago
It certainly feels that way. Scams and fraud grow more common and brazen by the day.
- wlesieutre 3y ago
  Only going to get worse with conversational AIs and voice synthesis
- briffle 3y ago
  Well yeah. Because fraud is the victims fault and they have to fix it. At least in the view of our current laws. If someone impersonates me, and uses my 'super secret' information to get a new credit card in my name, (like birthdate, DL number, or the number I have to put on any credit application, employment, etc) its now MY responsibility to correct my credit reports, contact people sending me to collections, file police reports, etc. My state (OR) just this week lost drivers license info on every license in the state to to a hack on the MoveIT zero day. They recommend you check your credit reports for suspicious activity. They just shoved responsibility for the mess of all our drivers licenses onto 3.5M of us to fix...
  - zgluck 3y ago
    My country (Sweden) recently had a supreme court decision basically saying it's the banks' responsibility to safeguard the deposited money and making sure they're giving it out to the proper person and that's that. [Obviously there's a balance, but it dramatically shifted towards the rights of the bank account owner.] https://www.domstol.se/hogsta-domstolen/avgoranden/2022/115592/ https://www.domstol.se/hogsta-domstolen/avgoranden/2022/1155... (This was by far the most satisfying court decision I've read for years.)
- Nextgrid 3y ago
  It's a combination of: 1) the economic situation in some countries such as the UK being so dire that the risk/reward calculation of crime now starts to be worth it. If people see no way out in a legitimate career, they will turn to crime because they have nothing to lose. 2) would-be criminals are finally noticing that law enforcement has completely dropped the ball on investigating/prosecuting these crimes, so it's literally "free money" with no actual risk of being caught

by zgluck 3y ago

kitsunesoba 3y ago

It certainly feels that way. Scams and fraud grow more common and brazen by the day.

wlesieutre 3y ago
Only going to get worse with conversational AIs and voice synthesis
briffle 3y ago
Well yeah. Because fraud is the victims fault and they have to fix it. At least in the view of our current laws. If someone impersonates me, and uses my 'super secret' information to get a new credit card in my name, (like birthdate, DL number, or the number I have to put on any credit application, employment, etc) its now MY responsibility to correct my credit reports, contact people sending me to collections, file police reports, etc. My state (OR) just this week lost drivers license info on every license in the state to to a hack on the MoveIT zero day. They recommend you check your credit reports for suspicious activity. They just shoved responsibility for the mess of all our drivers licenses onto 3.5M of us to fix...
- zgluck 3y ago
  My country (Sweden) recently had a supreme court decision basically saying it's the banks' responsibility to safeguard the deposited money and making sure they're giving it out to the proper person and that's that. [Obviously there's a balance, but it dramatically shifted towards the rights of the bank account owner.] https://www.domstol.se/hogsta-domstolen/avgoranden/2022/115592/ https://www.domstol.se/hogsta-domstolen/avgoranden/2022/1155... (This was by far the most satisfying court decision I've read for years.)
Nextgrid 3y ago
It's a combination of: 1) the economic situation in some countries such as the UK being so dire that the risk/reward calculation of crime now starts to be worth it. If people see no way out in a legitimate career, they will turn to crime because they have nothing to lose. 2) would-be criminals are finally noticing that law enforcement has completely dropped the ball on investigating/prosecuting these crimes, so it's literally "free money" with no actual risk of being caught