As someone who spends quite a bit of his time counting the sand in the hourglass that is one of his relatives' retirement funds... There's no definite win-stra

As someone who spends quite a bit of his time counting the sand in the hourglass that is one of his relatives' retirement funds... There's no definite win-strategy here. It is possible to die young. It is possible to outlive your savings and live a miserable final years. We can't guarantee a happy solution. (Well, TBF, we could decrease the misery of the one option by deeply funding social security, not to sustain it but to raise to a higher standard of living than previous generations ever knew because we currently live in a world with a higher productive capacity than previous generations ever knew. So I'm speaking of transient political reality and not concrete laws of the universe.)