Unintuitively unhealthy behavior actually saves on medical costs because the vast majority of medical care costs comes from old age related care, which unhealth

Unintuitively unhealthy behavior actually saves on medical costs because the vast majority of medical care costs comes from old age related care, which unhealthy people are far less likely to reach. Both obeseity, and especially smoking, actually saves tons of money in healthcare because those people tend to die right around retirement age just before medical costs start skyrocketing. It has been researched quite significantly and at best/worst unhealthy people average out to the same cost as healthy people, but more often are shown to cost less.