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Then move your money into an MMF, like Vanguard's VMFXX or Schwab's SWVXX. There's plenty of ways for even the poorest to get direct exposure to 5% interest ra

Then move your money into an MMF, like Vanguard's VMFXX or Schwab's SWVXX. There's plenty of ways for even the poorest to get direct exposure to 5% interest rates.