What does one do with unallocated credits? Would they be banked for future votes or lost? In the case of social media, how are credits even allocated? If a sim

What does one do with unallocated credits? Would they be banked for future votes or lost? In the case of social media, how are credits even allocated? If a simple daily model, that already feels bad. See something great in the morning, don't vote for it! You might see something better in the evening. Should be able to dip into negatives somehow for urgent, high importance matters.