It seems to me like PayPal specifically would be much easier to create today. Financial stuff was heavily regulated back then too but companies you’d need to in

It seems to me like PayPal specifically would be much easier to create today. Financial stuff was heavily regulated back then too but companies you’d need to integrate with would be a lot easier to integrate with today, I think. Also I think the PayPal guys had quite a bit of money to work with? I’m not trying to nitpick you, I would just like you to point out if my understanding is wrong!