The 'classic' great depression view of the monetary system is horribly outdated in large part because most people don't get their money by farming land, but the

The 'classic' great depression view of the monetary system is horribly outdated in large part because most people don't get their money by farming land, but the lending market has also shifted. Secularization, Car Loans and Credit Cards have greatly shifted the banks roles in the overall lending market.