> I can't imagine more invasive investigations into health history. The point is they wouldn't be 'invasive'. Plug a name into a website, get a cost breakdown

> I can't imagine more invasive investigations into health history. The point is they wouldn't be 'invasive'. Plug a name into a website, get a cost breakdown of how much health insurance would cost for that employee. Indeed will probably have that feature ready to go the day after it becomes legal/available. A few minutes of work for a relatively low-paid employee processing applications, or these days probably some sort of automated system doing the same. > Secondly why are companies paying more for healthcare given a employee sickness. They might not pay more for that single employee, but they will pay more overall. The insurance company, as much as it can, will look at how how much it's bringing in, and try to maximize that. So a company could find itself paying higher rates when they renew their health insurance contract.