Cheques are cool! :) They are the only way for a regular individual to emit their own bonds or better yet a promissory note. Simply give your counterparty a p

Cheques are cool! :) They are the only way for a regular individual to emit their own bonds or better yet a promissory note. Simply give your counterparty a post-dated cheque, if you have a good reputation you they'd give you the stuff immediately , and you have X days to find the money to put in your bank acount to satisfy their claim. In countries where a bounced cheque means jail time such as Bahrain and Kuwait a post-dated cheque is essentially the same as money provided that the beneficiary informations have NOT been filled out (it's the bearer who fills the stuff out) It's essentially a form of P2P lending which should not go away until we can do the same with bank wires (meaning setting up a bank wire transaction and give proof to our counterparty that we did so and that we cannot modify it). EDIT: Now all the crypto-bros will come out of the woodwork with smart contracts....to which I reply: ok , do it, don't just talk about it