> no one cares that Stripe, Twilio, or Plaid aren't fully open source You keep drawing parallels to fintech > Tbh, it's pretty much the same reason that made

> no one cares that Stripe, Twilio, or Plaid aren't fully open source You keep drawing parallels to fintech > Tbh, it's pretty much the same reason that made Plaid popular with the fintech ecosystem. But it's not the same thing. It's impossible to legally implement this yourself. You can't just make a library (I, naively, did try). All that being said, I understand the product now. It's not for me, but that's ok. Thanks for being so responsive