Minor clarification. Coinbase Earn is a lending product, you lend to Coinbase and you receive interest. The same applies to Celsius, it provided interest on mon

Minor clarification. Coinbase Earn is a lending product, you lend to Coinbase and you receive interest. The same applies to Celsius, it provided interest on money they borrowed. Coinbase also offers staking as a service, the SEC is also going after this. But both of the above are different from actual Proof of Stake, as conceived by Ethereum. The SEC has made no mention of this in neither of the 2 current lawsuits. Unfortunately many of these products misused the term to whitewash or as a marketing gimmick.