Yes and no. PayPal and eBay are both notoriously “buyer-biased” - meaning the chance of a buyer dispute being resolved in the seller’s favor is basically none,

Yes and no. PayPal and eBay are both notoriously “buyer-biased” - meaning the chance of a buyer dispute being resolved in the seller’s favor is basically none, while with a normal credit card, it’s possible for a seller to win if you have good evidence. It’s guaranteed that if you buy a laptop, even from a seller with a great reputation, and send them a picture of a box with a brick that supposedly was delivered, PayPal and eBay will both rule in your favor. They can afford to completely burn sellers like that (who may not even have a viable plan B) more than they can afford word catching on among consumers that you can simply lose your money to fraud on the platform.