> Companies are free to impose whatever fees they want. You can simply just choose to not have business relationships with them. Maybe in libertarian paradise,

> Companies are free to impose whatever fees they want. You can simply just choose to not have business relationships with them. Maybe in libertarian paradise, but this line gets parroted a lot for something so patently untrue. Even in the US there are plenty of laws that rightfully limit the freedom of vendors for the benefit of consumers.