In practice even parachutes are not so simple. If I'm a passenger in an airliner with no parachute, I definitely don't want my pilot bailing out. Also, insura

In practice even parachutes are not so simple. If I'm a passenger in an airliner with no parachute, I definitely don't want my pilot bailing out. Also, insurance rates on aircraft with airframe parachutes are higher than for aircraft without them - because pilots often panic and pull the chute, which guarantees a hard landing and totals the aircraft, rather than attempting a landing (with, say, a 90% success rate or whatever). The same might apply to individuals: jumping out of a plane is quite dangerous and it might be "statistically" safer to stay onboard and attempt a landing. Pilots also may take more risks if they have parachutes, known as risk compensation. Like how people drive faster if the car feels safer. https://en.wikipedia.org/wiki/Risk_compensation https://en.wikipedia.org/wiki/Risk_compensation