Also, take note that out of pocket medical costs are only deductible on Federal taxes once they exceed 7.5% of your AGI, and of course, only the amount above th

Also, take note that out of pocket medical costs are only deductible on Federal taxes once they exceed 7.5% of your AGI, and of course, only the amount above that counts. Assuming an average AGI of 65K, the government certainly doesn't feel any pity for you until you pay almost 5K per year. A few thousand to meet the OOP max shouldn't break you, or at least the government isn't going to cut you a break.