I don't know, they say that a lot of coercion/fraud has an "immediacy" to it, either real or imagined, and in which cases (artificially) slowing things down can

I don't know, they say that a lot of coercion/fraud has an "immediacy" to it, either real or imagined, and in which cases (artificially) slowing things down can have a good chance at catching bad actors or giving smart people time to think outside of the "immediacy" pressure and realize that the immediacy may be a lie and that they've been caught in some sort of a scam. It can help them get out of the situation if they can blame a slow bank. I certainly can see many uses for slower withdrawals from a Savings Account. (Even when the withdrawal is not coerced or a scam, too. Slower withdrawals may slow down other sorts of reckless decisions, too.)