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It might be an issue with your non-Apple/GS bank? Bank-to-bank ACH transfers are an interesting and sometimes convoluted process and some banks are slower at it
by WorldMaker 3y ago
It might be an issue with your non-Apple/GS bank? Bank-to-bank ACH transfers are an interesting and sometimes convoluted process and some banks are slower at it than others. (Anecdotally, my deposits in the Apple Savings account from a checking account at my other bank seem to apply effectively immediately.)
- simfree 3y agoThe ACH transaction goes in the morning or evening batch file and that should be that. Malleability in funds availability is just business logic of the credit union or bank after that, not a slowdown in the ACH system.