Can you explain, how is someone a "loser" if they don't use a credit card? Buying stuff on credit was never standard around where I live. Yet, for internet pu

Can you explain, how is someone a "loser" if they don't use a credit card? Buying stuff on credit was never standard around where I live. Yet, for internet purchases, sure, but for most other things, we actually never adopted credit cards. We finally have debit cards, which is nice for the occasional internet purchase. But I see no extra pressure in my society to actually own and use a credit card.