> if two or three large businesses cover 99% of a given market (payment market), how about some anti-monopolistic legal protections? Yes, that's the actual pro

> if two or three large businesses cover 99% of a given market (payment market), how about some anti-monopolistic legal protections? Yes, that's the actual problem. Breaking up the existing near-monopoly and creating a functioning market with thousands of competitors would be a far better solution than trying to force the existing payment processors to process all payments, regardless of risk or ethical considerations.