> How can this be the case? What decisions are being made that 14 / 15 people across tax brackets can’t save? This isn't the correct grouping. It was that 1 in

> How can this be the case? What decisions are being made that 14 / 15 people across tax brackets can’t save? This isn't the correct grouping. It was that 1 in 15 were in one of the tax brackets, where savings was possible with disciplined spending.