There is a tendency towards a knee-jerk response by people who have little broader industry experience, saying "I have to pay for that? It's so easy. Why can't

There is a tendency towards a knee-jerk response by people who have little broader industry experience, saying "I have to pay for that? It's so easy. Why can't it be open source and free?" Well, because this and this and this and also that little detail which turns out to be a massive deal. The Chinese have an old saying, you get what you pay for. Yes, why can't we have open core + accounting as a service, pay 2x, and have the rug pulled out at any time? Possibly the largest deterrent is the recent tendency of financial VC backed startups to play extremely fast and loose with house (investor) money...