Spending your money is a way of spending your time(expended to acquire the money), so you want to spend as much as you can leaving 0 or at least keep towards 0

Spending your money is a way of spending your time(expended to acquire the money), so you want to spend as much as you can leaving 0 or at least keep towards 0 as you age. Anything else and it would feel like you are dying early. Im guessing, once you are in the downswing of life(>40 years) you want to enjoy your money(especially when you have lots of it), because by that definition its also a way of life extension in a biological context where death is inevitable. So you want as many trophy things as possible. You don't even have to be a billionaire for this. Non trivial millions will pretty much leave you in the same state.