There are a million banks out there with no fee checking accounts, ATM access, check deposit, and debit cards. This is not a rare offering. I personally have fo

There are a million banks out there with no fee checking accounts, ATM access, check deposit, and debit cards. This is not a rare offering. I personally have four accounts at different banks and all four offer this. They don't even charge overdraft fees anymore. I don't see the point in forcing the USPS into the banking market unless your goal is to invent new ways for them to incinerate money.