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You need then all of these: Budgeted amount for say toilet roll. Decide whose bank account to use for it. How to re balance as expenses change. For each exp
by quickthrower2 3y ago
You need then all of these:
Budgeted amount for say toilet roll.
Decide whose bank account to use for it.
How to re balance as expenses change.
For each expense or group of expenses.
Each spend kinda needs to be tagged. It is a lot more work.
Might be OK if you have no kids and are renting.
- drekipus 3y agoI want to divorce myself from even thinking how much effort that takes.
- tomatocracy 3y agoI'm married (with kids and not renting) and don't have a joint bank account and it's not anything like that complicated. We worked out a set amount per month that gets transferred from my account to hers based on the main bills (mortgage, etc) coming out of my account as the higher earner. We review that occasionally based on total spending and income. The rest more or less works itself out.