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> Why commingle finances at all? Stay at home moms which take care of multiple children full time typically do not earn an income
by orangepurple 3y ago
> Why commingle finances at all?
Stay at home moms which take care of multiple children full time typically do not earn an income
- emodendroket 3y agoEven failing that I think you’d get into a lot of ticky-tack calculations about who pays for shoes or school supplies or whatever.
- BobbyJo 3y agoThen work out a way to divide income ahead of time rather than quibble after the fact? That's what me and my wife do.
- emodendroket 3y agoMy wife and I have just had joint accounts forever and it’s worked out great for us. There must be more than anecdote to go with if we want to have this argument “rationally.” Though if I’m being honest, it has more to do with my ideal of what a committed relationship is about than rational considerations.
- adam_arthur 3y agoThen they have their own account that you transfer $X/month into. If you can't agree as a couple on what each person should be spending, then the relationship is on bad footing to begin with.
- emodendroket 3y agoI think this creates an uncomfortable/unequal situation for the non working partner as you’ve essentially set yourself up as an authority figure over them rather than an equal.
- uninformed 3y agoDo you have an alternative in mind?
- emodendroket 3y agoJoint accounts. Isn’t that the subject of discussion?
- aaronblohowiak 3y ago[flagged]
- emodendroket 3y agoI’m open to suggestions if you think a better term is on offer.
- c22 3y agoI've heard "stay-at-home" used.
- orangepurple 3y agoStay at home moms (SAHM)
- emodendroket 3y agoThe choice to not specify a woman was deliberate.
- rgbgraph 3y ago[flagged]
- Dalewyn 3y agoFreedom is equivalent to responsibility. If you offload your responsibility of paying your expenses upon another, you surrender that freedom to them. If a couple wants equality, have separate finances and incomes and make agreements as to how any financial matters that must be handled together should be handled.
- quickthrower2 3y agoYou need then all of these: Budgeted amount for say toilet roll. Decide whose bank account to use for it. How to re balance as expenses change. For each expense or group of expenses. Each spend kinda needs to be tagged. It is a lot more work. Might be OK if you have no kids and are renting.
- drekipus 3y agoI want to divorce myself from even thinking how much effort that takes.
- tomatocracy 3y agoI'm married (with kids and not renting) and don't have a joint bank account and it's not anything like that complicated. We worked out a set amount per month that gets transferred from my account to hers based on the main bills (mortgage, etc) coming out of my account as the higher earner. We review that occasionally based on total spending and income. The rest more or less works itself out.