Agents typically are responsible not only for generating new business but also servicing the policies they sell and they are compensated with commission for the

Agents typically are responsible not only for generating new business but also servicing the policies they sell and they are compensated with commission for the life of the policy. Further, they didn’t close down the shop they just stopped putting a certain type of inventory on the shelf - they will continue to sell auto and other types of insurance that are less exposed to wildfire or are otherwise rate adequate.