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Under most insurance plans you also can't see a specialist unless your primary care doctor writes you a referral. If nothing else the Free Annual Checkup is a w
by spondylosaurus 3y ago
Under most insurance plans you also can't see a specialist unless your primary care doctor writes you a referral. If nothing else the Free Annual Checkup is a way to get a referral without incurring additional primary care copays. (If you have a PPO, that's not a problem, but you're paying higher premiums to compensate.)
- lotsofpulp 3y agoSee figure E, HMO and the old style plans are far in the minority in terms of population covered. https://files.kff.org/attachment/Summary-of-Findings-Employer-Health-Benefits-2022-Annual-Survey.pdf https://files.kff.org/attachment/Summary-of-Findings-Employe... I would bet most insureds in the US can see a specialist without seeing their primary care doctor (if they even have one).