> But I don't know what the recourse is if home insurance is unobtainable. The recourse is usually foreclosure when the borrower doesn’t meet the essential ter

> But I don't know what the recourse is if home insurance is unobtainable. The recourse is usually foreclosure when the borrower doesn’t meet the essential terms of the mortgage agreement. It doesn’t matter why the borrower can’t get insurance any more than it would matter why the borrower couldn't make payments on the loan.