4 ms·

I get the joke. To the point: is Paypal even popular in Europe?

WA 3y ago
Yes. At least in Germany. More people have a paypal account than a credit card. For my app, I offer purchase via Stripe, wiretransfer or PayPal. 75% choose PayPal.
- Nullabillity 3y ago
  As shady as PayPal is, I trust them more with my credit card information than having to give it to every single site I buy from. Stripe's "solution" is especially ridiculous, since it theoretically sends the info directly to Stripe... but it still runs in the merchant's browser origin and can be phished trivially.
  - carlosjobim 3y ago
    What is ridiculous about Stripe's solution and how does it differ from PayPal's?
    - Nullabillity 3y ago
      PayPal redirects you to a PayPal site (hosted on paypal.com, UX controlled by PayPal) to enter your payment information, and then redirects you back to the merchant once you're done. Stripe supplies a script that merchants embed and style themselves. In theory the script sends the payment info off to Stripe directly for tokenization... but the user has no way of knowing that the merchant site didn't sniff it, or even that the script was used at all.
      - carlosjobim 3y ago
        Why would the merchant site need to sniff anything? Once a customer has made any purchase, the merchant then has direct access to charge their cards from the Stripe dashboard. That's why it is a huge responsibility to use these services. Unless it is something that I've misunderstood?
        Nullabillity 3y ago
        Yes, that's another problem with Stripe. PayPal also requires you to verify the charge in their UI, with the amount shown. But a Stripe token (as implemented correctly) is still not quite as powerful as the card info itself, since it can only be reused with Stripe by that merchant.
        carlosjobim 3y ago
        Thank you for clarifying.
woudsma 3y ago
Sure, me and all my friends have PayPal (I’m based in the EU). It’s quite convenient as a payment method if you don’t want to use a credit card. Especially for international purchases.

WA 3y ago

Yes. At least in Germany. More people have a paypal account than a credit card. For my app, I offer purchase via Stripe, wiretransfer or PayPal. 75% choose PayPal.

Nullabillity 3y ago
As shady as PayPal is, I trust them more with my credit card information than having to give it to every single site I buy from. Stripe's "solution" is especially ridiculous, since it theoretically sends the info directly to Stripe... but it still runs in the merchant's browser origin and can be phished trivially.
- carlosjobim 3y ago
  What is ridiculous about Stripe's solution and how does it differ from PayPal's?
  - Nullabillity 3y ago
    PayPal redirects you to a PayPal site (hosted on paypal.com, UX controlled by PayPal) to enter your payment information, and then redirects you back to the merchant once you're done. Stripe supplies a script that merchants embed and style themselves. In theory the script sends the payment info off to Stripe directly for tokenization... but the user has no way of knowing that the merchant site didn't sniff it, or even that the script was used at all.
    - carlosjobim 3y ago
      Why would the merchant site need to sniff anything? Once a customer has made any purchase, the merchant then has direct access to charge their cards from the Stripe dashboard. That's why it is a huge responsibility to use these services. Unless it is something that I've misunderstood?
      - Nullabillity 3y ago
        Yes, that's another problem with Stripe. PayPal also requires you to verify the charge in their UI, with the amount shown. But a Stripe token (as implemented correctly) is still not quite as powerful as the card info itself, since it can only be reused with Stripe by that merchant.
        carlosjobim 3y ago
        Thank you for clarifying.

woudsma 3y ago

Sure, me and all my friends have PayPal (I’m based in the EU). It’s quite convenient as a payment method if you don’t want to use a credit card. Especially for international purchases.