I pay for a VPN and hosting with it, and a few people I know IRL use it for settling small debts (like Venmo, except nobody is selling your transaction history)

I pay for a VPN and hosting with it, and a few people I know IRL use it for settling small debts (like Venmo, except nobody is selling your transaction history). I think it's unlikely Monero will ever crack the chicken and egg problem of broad merchant acceptance, but all the same I'm glad something exists for the niche of privacy-oriented services.