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Tela insurance is way more expensive than other cars.
by avereveard 3y ago
Tela insurance is way more expensive than other cars.
- ericd 3y agoThis hasn’t been my experience.
- Prickle 3y agoTo my understanding, that is because Tesla car replacement parts are hideously expensive. Not because they are unsafe.
- panarky 3y agoIf they don't cause many collisions, the cost of replacement parts isn't significant.
- ou8_1_2 3y agoTell that to all the Hyundai/Kia owners whose cars are just spontaneously getting damaged while sitting parked. ;)
- HeWhoLurksLate 3y agoBut they are when they get involved- the odds of getting into a crash with a Tesla goes up significantly when you happen to be inside of it all the time. Insurance covers risk. More cost exposure, more cost gets passed on to the customer
- Prickle 3y agoThat doesn't really matter. Lets assume the ridiculous best case scenario: Tesla cars are 2x as safe as other cars. If replacement parts for a Tesla car cost 2x the amount of regular cars, there is practically no difference in cost. It will still cost more to repair that Tesla comparatively to other vehicles per accident. Remember, insurance also calculates the driver's individual risk level. Combine that with reckless Tesla owners letting the car just drive for them while asleep at the wheel. Tesla cars still have a high risk overall.
- browningstreet 3y agoI paid $129/mo for insurance ($500 deductible) on a Toyota Highlander. It went up to $179/mo for a Tesla Model Y with the same insurer, and when I switched to Tesla for insurance it went down to $124-144/mo (dynamic pricing, $1000 deductible).
- m463 3y agomaybe that depends on your driving habits (which telsa monitors)
- chrisbolt 3y agoAre you referring to insurance on a Tesla car sold by third parties, or the insurance that Tesla sells for their cars in some but not all states in the US?