The process is fairly simple - go to a small claims court, and ask the court to order them to give the money back. Where I'm from you gotta file in person and

The process is fairly simple - go to a small claims court, and ask the court to order them to give the money back. Where I'm from you gotta file in person and there's a fee for filing and you pay someone to serve the defendant. Then you gotta show up at the court date. That's a bunch of fees and two days off from work before you even get a decision. I understand that this is the process, but it's not so simple for a lot of people to take days off from work, come up with money for fees (especially if their paypal is frozen), etc. It just doesn't serve the regular Joe all that well.