I'm not going to argue with your alternate headline. Whether its yours, or the one in the article, or something somewhere in between doesn't change from the fac

I'm not going to argue with your alternate headline. Whether its yours, or the one in the article, or something somewhere in between doesn't change from the fact that we have people who took on debt because another debt is paused. And that's where I have a problem. If I pay $613 per month for the next 10 years (https://www.forbes.com/advisor/student-loans/average-student-loan-payment/ https://www.forbes.com/advisor/student-loans/average-student...), and all of the sudden that gets paused, I will not go out and think: oh let me get a new car with on a 5 year, $400 / month note.