It's curious to make this connection between lack of innovation in the financial system and bitcoin. Maybe there's no innovation in the financial system because

It's curious to make this connection between lack of innovation in the financial system and bitcoin. Maybe there's no innovation in the financial system because that system lacks competitors? Or because there's no way to try things out? Bitcoin should help either way. There's some movement towards Fed bank accounts, and I expect Bitcoin to help there — if there's a serious threat of Bitcoin replacing the US dollar, then maybe the interests of banks will seem less important.