Microsoft has tons of cash and on-going profits to be a loss leader for a while, also I imagine they will eventually limit some features to Microsoft 365 users

Microsoft has tons of cash and on-going profits to be a loss leader for a while, also I imagine they will eventually limit some features to Microsoft 365 users only. They already charge extra for Teams with Copilot, etc; that's not a standard Teams feature. They also announced a "copilot" stack today, which I imagine they will charge for API usage on top of what they are going to be making from ChatGPT.