A lot of people don't earn enough money to care. Just as most people don't understand how their TV, smartphone or kidney works they don't need to know how the b

A lot of people don't earn enough money to care. Just as most people don't understand how their TV, smartphone or kidney works they don't need to know how the banking industry works. Government puts the deposit guarantee at 250k. That covers the vast majority of society and prevents riots in the streets.