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The bank could be liable because they’re supposed to authenticate the customer making the transaction. Either they did the authentication and the kid passed it
by nindalf 3y ago
The bank could be liable because they’re supposed to authenticate the customer making the transaction. Either they did the authentication and the kid passed it (banks fault for bad auth) or they didn’t do authentication for a better UX and it’s still their fault.
- theRealMe 3y agoSince when is authentication UX inside of a game the responsibility of the individual bank? That would be super crappy if every bank had their own auth ux in every digital platform.
- nindalf 3y ago3DSecure? Ultimately the bank takes the call on whether to authenticate a 3DS transaction.
- junon 3y agoMost banks have a 2FA system involved, especially for transactions that fall outside the trend. It's used primarily to combat identity theft. It's no different in the case a kid does it (conceptually, can't speak for legalities).