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> You basically can't travel these days without multiple credit cards in case one is randomly flagged for something. You can, you tell your bank that you're ab

> You basically can't travel these days without multiple credit cards in case one is randomly flagged for something. You can, you tell your bank that you're about to travel so they can relax whatever system flags it. Happened a few times that my card got locked when I went to South America, so started telling my bank before leaving and hasn't happened since.

ghaff 3y ago
I've still had trivial domestic purchases flagged though fairly infrequently in recent years. I've had $200 in groceries in the US declined. I'd still advise anyone to carry two credit cards from two separate banks. It also helps if you leave a card at a restaurant or otherwise lose.
alasdair_ 3y ago
>You can, you tell your bank that you're about to travel so they can relax whatever system flags it. I do this every time I travel and yet I regularly get my card locked anyway.
- capableweb 3y ago
  Sounds like you need to shop around for a new bank then if they frequently ignore requests of yours :)
moffkalast 3y ago
I asked my bank to do that in one case, they basically said "there is no way for us to do that". So instead the only way they can do it is to try calling me on my phone when said transaction is made to confirm, my phone whose SIM won't be compatible with the network halfway across the planet you stupid fucks. Honestly the only fool proof way is to travel with cash, banks are incompetent.
- ghaff 3y ago
  One of my banks told me that entering travel information wasn't necessary any longer (and in fact there's no way to do it). In fairness though I've had zero issue with overseas charges for years at this point with that bank. That said, I almost always have local currency as well. Which post-pandemic and much-reduced travel unfortunately means I have baggies of all sorts of foreign currency for places I may not travel to again at this point.

ghaff 3y ago

I've still had trivial domestic purchases flagged though fairly infrequently in recent years. I've had $200 in groceries in the US declined. I'd still advise anyone to carry two credit cards from two separate banks. It also helps if you leave a card at a restaurant or otherwise lose.

alasdair_ 3y ago

>You can, you tell your bank that you're about to travel so they can relax whatever system flags it. I do this every time I travel and yet I regularly get my card locked anyway.

capableweb 3y ago
Sounds like you need to shop around for a new bank then if they frequently ignore requests of yours :)

moffkalast 3y ago

I asked my bank to do that in one case, they basically said "there is no way for us to do that". So instead the only way they can do it is to try calling me on my phone when said transaction is made to confirm, my phone whose SIM won't be compatible with the network halfway across the planet you stupid fucks. Honestly the only fool proof way is to travel with cash, banks are incompetent.

ghaff 3y ago
One of my banks told me that entering travel information wasn't necessary any longer (and in fact there's no way to do it). In fairness though I've had zero issue with overseas charges for years at this point with that bank. That said, I almost always have local currency as well. Which post-pandemic and much-reduced travel unfortunately means I have baggies of all sorts of foreign currency for places I may not travel to again at this point.