Europe: SEPA Instant Credit Transfer https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer https://www.europeanpaymentscouncil.eu/what

Europe: SEPA Instant Credit Transfer https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer https://www.europeanpaymentscouncil.eu/what-we-do/sepa-insta... https://en.wikipedia.org/wiki/Single_Euro_Payments_Area#Schemes https://en.wikipedia.org/wiki/Single_Euro_Payments_Area#Sche... So far it hasn't seen widespread adoption, though.