I'm interested to find out how this will affect car insurance in the future. Although the human operator of the vehicle is held liable for any accidents, even i

I'm interested to find out how this will affect car insurance in the future. Although the human operator of the vehicle is held liable for any accidents, even if he/she is not physically present in the car [1], the likelihood of an autonomous vehicle accident will obviously be largely dependent on the car's software rather than the human responsible. Will insurance companies stop charging you based on your driving history and instead determine your insurance rate based on the safety rating of the AI powering your vehicle? Or perhaps some combination of both? Insurance pricing based on AI safety could become a powerful motivator for developers of the software to continue to innovate and ensure driving safety. There is certainly a lot of marketing potential in a company being able to say, "Not only is our car the safest autonomous vehicle on the road, but you'll also pay the lowest insurance rate as a result!" [1] http://www.msnbc.msn.com/id/46419453/ns/business-autos/#.Tz2993JSRoA http://www.msnbc.msn.com/id/46419453/ns/business-autos/#.Tz2...