That just turns your piece of paper into a password manager that isn't secured with a password and doesn't require access to your device. I think the best optio

That just turns your piece of paper into a password manager that isn't secured with a password and doesn't require access to your device. I think the best option is an offline password manager on the device, and a hard copy of important passwords saved in a safe deposit box. The hard copy should be safe enough most of the time, and so should the copy on your device unless that device is already compromised or in the hands of attackers in which case, it's game over anyway. No worries about the cloud that way, and you're free to use whatever means you're most comfortable with to handle updating databases between devices, but it does leave you on the hook for keeping and maintaining regular backups.