UPI is the best! It is like Mastercard, stripe, bank transfers, Venmo and goolf ol cash combined, only that it is available as a free public utility. If they o

UPI is the best! It is like Mastercard, stripe, bank transfers, Venmo and goolf ol cash combined, only that it is available as a free public utility. If they only introduce a way to do chargebacks (or a fair dispute mechanism), the remaining few cash transactions will go away too.