Plusses and minuses to each system. You don't need to pay the cost of transporting the cash to and from a bank (worst case is armored car transport), and electr

Plusses and minuses to each system. You don't need to pay the cost of transporting the cash to and from a bank (worst case is armored car transport), and electronic transfers have lower accounting overheads (no need to manually count). And modern credit cards have pretty sophisticated fraud/card theft detection nowadays.