That's because it has never been that way in the US, or at least not during my lifetime (I'm over 40). Having the fees be added on wouldn't be much different fr

That's because it has never been that way in the US, or at least not during my lifetime (I'm over 40). Having the fees be added on wouldn't be much different from an increase in sales tax or having your phone bill be more because the quoted prices don't include tax. Cash already has surprise totals. Convenience isn't even a factor. Compared to other places, where the price is what you pay (in most cases). You would be adding inconvenience and a little uncertainty to one form of payment. Americans would switch too, if this were the case.