[edit] Edit, for clarity: You can't use it as a debit transaction. You can plug it into credit card systems, where it's run as a credit card transaction and int

[edit] Edit, for clarity: You can't use it as a debit transaction. You can plug it into credit card systems, where it's run as a credit card transaction and interchange fees apply. That's not actually true. Card-not-present debit is a separate transaction category than card-not-present credit. Durbin requires that debit routing be available for all debit transactions, not just PIN debit. Further, as of October 2022 the Fed amended the Regulation II rule to extend Durbin debit least-cost routing to card-not-present transactions. [2] [1] https://www.cardrates.com/advice/atm-card-vs-debit-card-vs-credit-card/ https://www.cardrates.com/advice/atm-card-vs-debit-card-vs-c... [2] https://cmspi.com/nam/en/resources/content/card-not-present-routing-the-3-billion-opportunity-for-merchants/ https://cmspi.com/nam/en/resources/content/card-not-present-...