> If you're capable of earning $172,000 in salary in the US, you can trivially get an employer that covers essentially all the cost of your health insurance Em

> If you're capable of earning $172,000 in salary in the US, you can trivially get an employer that covers essentially all the cost of your health insurance Employers rarely cover all the health care premiums for you entire family. Most non-startups will cover 100% for the employee, but if you're not single you'll end up paying quite a bit to cover your spouse & kids.