It is a problem… and it’s why I personally have the highest liability + a giant umbrella policy. I live and work near Newport Beach CA. It’s not uncommon to b

It is a problem… and it’s why I personally have the highest liability + a giant umbrella policy. I live and work near Newport Beach CA. It’s not uncommon to be driving behind / around a Ferrari or 3. But why should the average roadway user be liable because someone wants to drive a piece of art? It makes more sense that the Ferrari owner pay for the excess liability since it’s their choice to put it at risk. What if I chose to drive around with a Picasso in my trunk. Should I get to sue for its cost if someone crashes into my car and ruins it? It’s bonkers that the law doesn’t limit liability in this way.