Insurance companies already offer you “discounts” (or pretend to) if you install their pervasive tracking dongle. How they use that data is NOT to the consumers

Insurance companies already offer you “discounts” (or pretend to) if you install their pervasive tracking dongle. How they use that data is NOT to the consumers benefit. When I was in school, an insurance company (idk which one but it’s in Cleveland area) pitched us to work for them on this system. They laughed to us about all the fools who give them data. They bill you more if you travel through intersections with lights (every intersection has a risk score), take left turns on your way home from work, etc. - they had some insane amount of data. If they shared the safety data with everyone then I’d be more ok with it. I wish I could ask Apple/Google maps to route me “safely”. I was going to refuse my spy dongle, but they offered a >80% discount. Everyone has a price, but I wish the government disincentivized this behavior.