Very interesting, so perhaps a poor example. I'm used to aggressive policies in the US to take you balance or similarly clean themselves of any financial obliga

Very interesting, so perhaps a poor example. I'm used to aggressive policies in the US to take you balance or similarly clean themselves of any financial obligation to you, but off the top of my head I don't have examples handy. Guess I'll document them in the future to see if I have a legitimate argument comparing countries here